I hadn’t decided whether our marriage could be repaired.
But I wanted to understand my options.
For years, I’d assumed that earning enough money meant I could solve every conflict by quietly covering the cost.
Now I understood that money had become part of the problem.
Derek and I shared certain assets and liabilities.
Those responsibilities couldn’t simply disappear because he’d made an arrogant announcement.
The mortgage remained due.
Insurance remained necessary.
We still had contractual obligations.
So I prepared a written proposal.
It separated expenses into three categories.
Essential shared obligations.
Personal expenses.
Optional luxuries.
I calculated a reasonable contribution for each spouse based on income and existing obligations.
Then I asked Derek to review it.
He glanced at the pages.
“What is this?”
“A household financial agreement.”
He frowned.
“We’re married, Lauren. We don’t need contracts for everything.”
“We need clarity.”
He flipped through the first page.
“You expect me to contribute toward the mortgage?”