My husband invited his ex-wife to his birthday because she was “still family”

She nodded.

Then she looked at Mark.

“You need to tell her the rest.”

My heart sank.

“The rest?”

Mark closed his eyes.

“There is something else.”

I almost couldn’t breathe.

“What?”

He reached into his jacket.

Pulled out a folded document.

And placed it on the table.

I opened it.

It was a life insurance policy.

My name was on it.

So was the baby’s.

I looked at him.

“Why?”

Mark swallowed.

“Because I knew things were going to get complicated.”

“What does that mean?”

He didn’t answer.

I looked at Claire.

She whispered,

“He has been afraid for months.”

“Afraid of what?”

Claire looked at Mark.

“His business.”

I turned back toward him.

“What happened?”

He finally told us.

His company was drowning in debt.

The house wasn’t simply a home.

It was collateral.

The money he had been giving Claire wasn’t coming from his salary.

He had been using borrowed money.

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