I read it twice.
We had never discussed borrowing that much money.
I called the bank, but the representative explained that she couldn’t disclose details without completing a security process. She advised me to arrange an appointment with the fraud department if I suspected unauthorized activity.
I thanked her and ended the call.
My hands were trembling.
There could be a reasonable explanation. There could be an application that had been canceled, a clerical error, or a misunderstanding.
But there was one person I needed to speak to before making any accusations.
I called our attorney, a woman named Patricia Lewis who had helped us review our estate documents several years earlier.
I explained that I had discovered a loan application I didn’t recognize and wanted to know how to protect myself if my signature had been used without my permission.
Patricia didn’t panic.
She didn’t tell me to confront Sean.
