Nothing was resolved in a single meeting.
The investigator explained that the bank would need to verify the records, trace the destination of the funds, and determine whether the application had been submitted fraudulently. Patricia advised me not to sign any statement accepting responsibility for the transactions.
For once, I followed every instruction carefully.
Over the following days, additional records emerged.
The bank confirmed that the $86,000 had passed through an account associated with New Beginnings Holdings. Records showed that Sean and Nancy had both been involved in managing that account.
The bank also identified discrepancies in the home-equity application that required further investigation.
Rachel provided information about the company correspondence she had retained, and Claire supplied her photograph of the incomplete document.
Alex, meanwhile, began reviewing his own finances with an attorney.
What we discovered was worse than an affair.
Sean and Nancy had discussed creating a business together while concealing the arrangement from their spouses. They had also discussed the possibility of using the proposed partner swap to muddy the circumstances if their marriages ended and financial questions arose.
