I let a homeless elderly man sleep on my porch during a terrible summer storm. By morning, he was gone—but what he left beneath my doormat brought me to tears.

Most of our savings were gone.

The accounts I thought we shared were not as shared as I had believed.

And after the lawyers finished arguing over numbers I barely understood, I was left with a small amount of money, an eight-year-old daughter named Lily, two suitcases, and the terrible realization that I had spent two decades living inside a financial life I barely understood.

The duplex I found was small.

The kitchen was barely large enough for two people.

The upstairs bedroom had a window that rattled whenever the wind blew.

The living room had old wooden floors and a radiator that made strange noises at night.

But it was ours.

The first evening there, Lily sat on the floor surrounded by cardboard boxes.

“Is this really our home?”

I looked around.

“Yes.”

She frowned.

“It doesn’t look like our old house.”

“No.”

“Do you think we’ll like it?”

I swallowed.

“I think we’ll make it ours.”

She nodded as if that was enough.

Children can be incredibly brave when adults are trying not to fall apart.

For the first few months, I worked extra hours at the school district.

I learned how much electricity cost.

I learned how to stretch groceries across a week.

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