Open the envelope. At the table, with a pen, in front of them.
If the person you are married to is who you think they are, it will cost you about four minutes.
Four minutes and a slightly odd feeling, and then you will put the kettle on and that will be the end of it.
And if they are not —
then four minutes at a kitchen table with a pen in your hand is the cheapest this is ever going to get.
It will never be that cheap again.